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Motability Cars for Drivers Under 25

Motability Cars for Drivers Under 25


With eligibility for the Motability Scheme expanding criteria over the last few years and the introduction of Personal Independence Payment (PIP), the number of Motability customers aged under 25 has risen.

Whilst under 25s are welcome to join the scheme, it does restrict your options when picking the right vehicle to suit your needs.

“What car can I drive if I am under 25?”.

There are currently over 1,600 vehicles available on the Motability Scheme and over 500 of them get the go-ahead for under 25 year olds to drive.

If you are under the age of 25 and are eligible to join the Motability Scheme, there are three rules when picking your vehicle:

  1. The vehicle must be a car, crossover or SUV
  2. The vehicles insurance group must be 16 or lower
  3. The engine of the vehicle must not exceed 120 brakehorse power (BHP), in power speed (PS) this is 121. Although this rule does exclude Wheelchair Accessible Vehicles (WAVs)

At Swansway, we can offer 5 brands covering 89 cars to under 25s. Take a look through the options below, we hope it helps you to make your decision.

Audi A1 Sportback

The Audi A1 Sportback is the smallest Audi in the range but that doesn’t mean it misses out on anything! There are 6 Audi A1 Sportback models to choose from for those under the age of 25:

  • 25 TFSI Technik (manual)

  • 25 TFSI Sport (manual)

  • 25 TFSI Technik S Tronic (automatic)

  • 25 TFSI Sport S Tronic (automatic)

  • 25 TFSI S Line S Tronic (automatic)

  • 25 TFSI Black Edition S Tronic (automatic)

Audi A1 Sportback in Python Yellow

The Technik trim level includes features such as 15 inch alloy wheels, LED headlights with LED rear lights, MMI radio plus with an 8.8 inch colour MMI touchscreen and Audi Smartphone Interface. In addition to the Technik features, the Sport trim upgrades to 16 inch alloy wheels, cruise control and rear parking sensors whilst the S Line further upgrades to 17 inch alloy wheels with the infamous S Line exterior styling. If you want the top spec, the Black Edition model is your choice with 18 inch Anthracite Black Gloss alloy wheels, a contrasting Mythos Black roof and rear privacy glass.

The 25 TFSI engine of the A1 Sportback is a 1.0 litre engine providing 94 BHP and 48.7mpg on the automatics and 51.4mpg on the manuals.

Audi Q2

Classed as a compact SUV, the Audi Q2 offers that higher up ride position with that premium brand feel you get with an Audi. Facelifted in late 2020, the Q2 is available for under 25s in three trim levels; Technik, Sport and S Line and across petrol (TSI) and diesel (TDI) options.

  • 30 TFSI Technik (manual)
  • 30 TFSI Sport (manual
  • 30 TFSI S Line (manual)
  • 30 TDI Technik (manual
  • 30 TDI Technik S Tronic (automatic)

Audi Q2As standard from the Technik model up you can get LED headlights, an electric boot opening (tailgate) and cruise control. The Sport model upgrade from the Technik’s 16 inch alloy wheels to 17 inch alloy wheels and includes MMI Navigation Plus with MMI Touch, Audi Virtual Cockpit and front sports seats. The seats are something to consider if you struggle to get in and out of cars as they feature a raised side lip to manoeuvre over. The S Line variant upgrade further to 18 inch alloy wheels and S Line exterior styling.

The 30 TFSI manual engine puts out 108 BHP with 48.7mpg, whilst the 30 TDI manual puts out 114 BHP with around 60.1mpg. If the 30 TDI automatic is the one for you, you can expect 114 BHP with 58.9mpg.

Peugeot 108

A small city car, the Peugeot 108 is a great choice for young drivers. Its small size makes it easy to park and its overall appearance has been known to be described as fun. There are 7 Peugeot 108 models available for Motability drivers under 25 and they all have an Advance Payment of £0. Trim levels include the Active, Collection and Allure, and for those of you tempted by a convertible option, check out the 108 TOP! Cabrio version with a retractable electric fabric roof.

  • 1.0 72 Active 5door (manual)
  • 1.0 72 Active 3door (manual)
  • 1.0 72 Collection 5door (manual)
  • 1.0 72 Allure 5door (manual)
  • 1.0 72 Allure 3door (manual)
  • 1.0 72 TOP! 72 Collection 5door (manual)
  • 1.0 TOP! 72 Allure 5door (manual)

Peugeot 108

All models feature the 72 BHP 1.0 litre engine providing up to 58.9mpg. As standard, you get a 7 inch capacitive colour touchscreen display with Apple CarPlay and Android Auto Connect and manually controlled air conditioning. With the Collection trim level, you can also get a colour reversing camera which is perfect for when reversing into parking spaces.

Peugeot 208

Often referred to as a supermini, the Peugeot 208 is a standout choice for any driver. There is only one Peugeot 208 model available for Motability drivers under 25 so let’s look at it in more detail

  • 1.2 PureTech Active Premium

Peugeot 208

The 1.2 PureTech Active Premium model provides 75 BHP with 55.4mpg and a 311 litre boot capacity. The Active premium trim level comes with 16 inch alloy wheels, a 7 inch capacitive colour touchscreen, rear parking sensors and manual air conditioning to name just a few. You can also choose from 5 exterior colours; Faro Yellow, Bianca White, Nera Black, Cumulus Grey and Nimbus Grey.

Peugeot 2008 SUV

Another compact SUV option is the Peugeot 2008 SUV. The award-winning 2008 is jam packed with technology, comfort and of course good looks. 

With its fluid and robust lines the 2008 SUV delivers amazing power and efficiency. As standard, you can benefit from rear parking sensors, automatic air conditioning and Peugeot's masterful i-Cockpit, allowing you a truly enriched journey. The 2008 models available to you are:

  • 1.2 PureTech Active Premium (manual)
  • 1.5 BlueHDI 110 Active Premium (manual)
  • 1.2 PureTech Allure (manual)
  • 1.2 PureTech Allure Premium (manual)
  • 1.5 BlueHDI 110 Allure (manual)
  • 1.5 BlueHDI 110 Allure Premium (manual)

Peugeot 2008The 1.2 PureTech petrol engine is a 100 BHP petrol engine whilst the 1.5 BlueHDI diesel engine is a 108 BHP diesel engine. Either option is a great choice if you are wanting that extra room and a higher up driving position.

Peugeot Rifter 

The Peugeot Rifter is classed as a leisure activity vehicle and it comes with a very distinctive style and offers great levels of comfort with seating for up to seven people. There are five models to choose from if you are under the age of 25. The trim levels available include the Allure and Allure Premium. Four of the models available have the BlueHDI diesel engine and just the one PureTech petrol engine.

  • 1.5 BlueHDI 100 Allure (manual)
  • 1.2 PureTech Allure with 7 seats (manual)
  • 1.5 BlueHDI 100 Allure Premium (manual)
  • 1.5 BlueHDI 100 Allure with 7 seats (manual)
  • 1.5 BlueHDI 100 Allure Premium with 7 seats (manual)

Peugeot RifterThe Allure model comes with rear parking sensors, electric parking brake, an 8 inch capacitive colour touchscreen and Peugeot Connect SOS & Assistance. The Allure Premium adds to this with electric front and rear windows, a colour reversing camera and dark tinted rear side and tailgate windows.

SEAT Ibiza

The SEAT Ibiza is sure to be a popular choice for drivers under 25. The Ibiza shares its chassis design with the Audi A1 and the Volkswagen Polo and provides a roomy interior for the cars size and is packed full of technology. There are 15 Ibiza models to choose from for Motability drivers under 25 which is a great variety!

  • 1.0 FR (manual)
  • 1.0 TSI 95PS FR (manual)
  • 1.0 FR Sport (manual)
  • 1.0 TSI 110PS FR auto-DSG (automatic)
  • 1.0 TSI 110PS FR (manual)
  • 1.0 TSI 110PS FR Sport (manual)
  • 1.0 TSI 95PS FR Sport (manual)
  • 1.0 TSI 95PS SE Technology (manual)
  • 1.0 TSI 110PS XCELLENCE (manual)
  • 1.0 TSI 95PS XCELLENCE (manual)
  • 1.0 TSI 95PS XCELLENCE Lux (manual)
  • 1.0 TSI 110PS XCELLENCE Lux (manual)
  • 1.0 TSI 110PS XCELLENCE auto-DSG (automatic)
  • 1.0 TSI 110PS FR Sport auto-DSG (automatic)
  • 1.0 TSI 110PS XCELLENCE Lux auto-DSG (automatic)

SEAT Ibiza

As standard from the SE Technology model upwards you get an 8 inch colour touchscreen display, Navigation system, LED daytime running lights and rear ISOFIX points. The FR and FR Sport models add to these features with electrically adjustable and heated door mirrors and 17 and 18 inch alloys retrospectively, whilst the XCELENCE and XCELLENCE Lux add rear parking sensors and KESSY (Keyless entry & go).


There’s no denying the SEAT Leon is one of the brands most popular models. The new shape SEAT Leon shares its platform with the latest 8th generation Volkswagen Golf and brings more standard equipment and technology than ever.

There is a choice of TSI petrol engines available with the Leon with the majority being the 1.0 litre eTSI engine making it a hybrid choice on the scheme. The plug-in 75 kW electric engine is combined with a 1.4 litre TSI engine to achieve 204 PS of power. It can recharge the battery automatically but you can also charge the battery by plugging it in. This means it will use the electric motor first and will only resort to the petrol engine for extra power.

  • 1.0 TSI EVO FR (manual)
  • 1.0 TSI EVO SE Dynamic (manual)
  • 1.0 eTSI FR Sport auto-DSG (automatic)
  • 1.0 eTSI XCELLENCE auto-DSG (automatic)
  • 1.0 eTSI FR auto-DSG (automatic)
  • 1.0 eTSI XCELLENCE Lux auto-DSG (automatic)
  • 1.0 eTSI SE Dynamic auto-DSG (automatic)

SEAT LeonThe SE Dynamic trim level comes with 17 inch alloy wheels, dark tinted rear windows and Park Assist with front and rear parking sensors. Bump up to the sporty FR trim and your upgrades include the stunning FR styling, rain sensing wipers, automatic headlights, wireless phone charging and more. The FR Sport further upgrades to 18 inch alloy wheels and Microsuede upholstery whilst the XCELLENCE comes with heated front seats and a rear view camera, and the XCELLENCE Lux gets leather upholstery and predictive and adaptive cruise control.

SEAT Arona

The SEAT Arona is a crossover model and there are currently 9 models available on the Motability Scheme for drivers under 25. The Arona is undoubtedly a class-leading contender. Whereas some crossovers make compromises over their hatchback counterparts, the Arona is a different story. It drives well, is practical, attractive and gets some good kit. All models available feature the 1.0 litre TSI petrol engine which produces 110PS or 108BHP.

  • 1.0 TSI 110PS FR (manual)
  • 1.0 TSI 110PS FR auto-DSG (automatic)
  • 1.0 TSI 110PS FR Sport (manual)
  • 1.0 TSI 110PS FR Sport auto-DSG (automatic)
  • 1.0 TSI 110PS SE Technology auto-DSG (automatic)
  • 1.0 TSI 110PS XCELLENCE  (manual)
  • 1.0 TSI 110 XCELLENCE auto-DSG (automatic)
  • 1.0 TSI 110PS XCELLENCE Lux (manual)
  • 1.0 TSI 110PS XCELLENCE Lux auto-DSG (automatic)

SEAT AronaAll trim levels come with satellite navigation, wireless phone charging, rear parking sensors and roof rails.

SEAT Ateca

If you’re looking for an SUV Motability car, the SEAT Ateca must be on your shortlist. There is currently just the one SEAT Ateca model to choose from for Motability drivers under 25:

  • 1.0 TSI 110PS SE Technology (manual)

The SE Technology trim level comes with some great features including 18 inch performance alloy wheels, chrome roof rails and window trims, navigation system, DAB radio and a high resolution colour drivers display. The boot space also benefits from up to 510 litres of capacity.

The 1.0 TSI petrol manual engine delivers 108BHP or 110PS and averages around 44.1mpg.

Volkswagen Up! and e-Up!

Similar to the Peugeot 108, the VW Up! is a small city car often described as fun and nippy around town. The Up! is an excellent choice for young drivers and it’s even more exciting as the all-electric e-Up! is also available! You can choose from:

  • 1.0 65Ps 3door (manual)
  • 1.0 65PS 5door (manual)
  • 1.0 65PS Black Edition 5door (manual)
  • 1.0 65PS White Edition 5door (manual)
  • 1.0 65PS Beats 5door (manual)
  • 1.0 65PS R-Line 5door (manual)
  • 60kW e-Up! 32kWh 5door (automatic)

The trim levels available include the Up! which features 15 inch ‘Fortaleza’ alloy wheels, a 5 inch colour touchscreen with Bluetooth and telephone connection, DAB radio and manual air conditioning. The Beats trim level adds to this with 15 inch ‘Radial’ alloy wheels, contrasting colour exterior door mirror housing and unique Beats decals on the side skirts as well as a ‘Beats’ sound system with subwoofer and 300 W total power output – Perfect for music enthusiasts! The black and white editions add either black or white alloy wheels and painted exterior mirror housings in the contrasting colour as well as on the interior dashpad.

The e-Up! provides 82PS and fuel consumption of 145,37 Wh/km1. It extends both the range and the driving pleasure to up to 260 km. You can stay perfectly connected even while travelling: thanks to the numerous public charging stations which you can effortlessly find using maps + more. Europe-wide.

Volkswagen Polo

The VW Polo is a hatchback model with plenty of charisma. The Polo model comes with plenty of features we’re sure you will love, including App-Connect for smartphone integration on the central colour touchscreen display, front and rear parking sensors, rear tinted glass, alloy wheels and plenty of colour options to choose from. The Polo options available include a mixture of trim levels across both petrol and diesel and with both automatic and manual transmission:

  • 1.0 EVO 80PS Match (manual)
  • 1.0 EVO 80PS Beats (manual)
  • 1.0 TSI 95PS Match (manual)
  • 1.0 TSI 95PS Match auto-DSG (automatic)
  • 1.0 TSI 95PS R-Line (manual)
  • 1.0 TSI 110PS SEL (manual)
  • 1.0 TSI 110PS R-Line (manual)
  • 1.0 TSI 110PS SEL auto-DSG (automatic)
  • 1.0 TSI 110PS R-Line auto-DSG (automatic)

Volkswagen PoloThe 1.0 EVO engine outputs 80PS or 79BHP and an average mpg of 51.4. The 1.0 TSI engine ups that to 95PS/94BHP or 110PS/109BHP dependent on your choice.  

Volkswagen Golf and Golf Estate

The Golf 8 arrived in 2020 and continues the popularity of the iconic VW model. There is currently just the one Golf 8 hatchback model available on the Motability Scheme for drivers under 25, and 2 Golf 8 Estate models:

  • 1.0 TSI Life Hatchback (manual)
  • 1.0 TSI Life Estate (manual)
  • 1.0 eTSI Life Estate auto-DSG (automatic)

Volkswagen GolfThe 1.0 TSI petrol manual engine outputs 108BHP with an average mpg of 53.3. For a hatchback, it has an impressive boot capacity of 800 litres and is therefore classed as a medium sized car. The Estate packs plenty more boot space of up to 1,642 litres. The 1.0 eTSI petrol engine on the Estate model features Volkswagen mild hybrid technology.

The Life trim levels comes with plenty of features to give you a buzz including 16 inch ‘Norfolk’ alloy wheels, adaptive cruise control, interior ambient lighting with a choice of 10 colours and for the exterior you can also pick from 10 paint colours across solid, metallic, pearl and premium finishes. That not all, it also comes with a ‘light & sight pack featuring auto-dimming interior rear-view mirror, perfect for dark nights and rain sensing wipers.

Volkswagen T-Roc

The VW T-Roc is a fun, compact SUV that allows you to really make it your own with lots of exterior colour options to choose from. You want a red body with a black roof? Sure. How about a red roof and a white body? Done. For under 25s on the Motability Scheme, there are currently three T-Roc models to choose from:

  • 1.0 TSI 110PS SE (manual)
  • 1.0 TSI 110PS Design (manual)
  • 1.0 TSI 110PS S (manual)

Volkswagen T-RocThe 1.0 litre petrol engine outputs 110PS with 46.3 average mpg.

The S trim levels comes with halogen headlights, climate control, lane assist and ‘Mercutio’ cloth upholstery. The SE upgrades to include front and rear parking sensors as well as front comfort seats and the Design model includes white ambient lighting inside, rear privacy glass and roof rails.

Volkswagen T-Cross

The VW T-Cross is a spacious, yet compact SUV that certainly stands out from the crowd thanks to its muscular looks and bold stance. For Motability drivers under 25, the T-Cross is available on the Moability Scheme in the 1.0 TSI petrol engine in 110PS and 95PS options. These include:

  • 1.0 TSI 95PS SE (manual)
  • 1.0 TSI 110PS SE (manual)
  • 1.0 TSI 110PS SE auto-DSG (automatic)
  • 1.0 TSI 110PS SEL (manual)
  • 1.0 TSI 110PS SEL auto-DSG (automatic)
  • 1.0 TSI 110PS R-Line (manual)
  • 1.0 TSI 110PS R-Line auto-DSG (automatic)

Volkswagen T-CrossThe SE trim level is fitted with LED rear combination lamps, front assist and manually controlled air conditioning. The SEL adds to this with city emergency braking and adaptive cruise control and silver roof rails, whilst the R-Line features 18 inch ‘Nevada’ alloy wheels and Digital Cockpit Pro. All T-Cross models can pack an impressive 455 litres of boot capacity and front wheel drive.

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