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Cars Under £200 a Month

Cars Under £200 a Month

By Swansway Motor Group 21-01-2019


Looking for a car that fits your monthly budget? Here's a selection that come in at under £200 a month.

What cars can you buy on a £200 a month budget?

It's always important to stick to your budget, whether buying your weekly shop, a laptop or a car; so, we've done the hard work for you, finding new cars to suit a budget of £200 a month and you may well be surprised at the choice including a wide range of smaller SUV models, estate cars and a very iconic little Italian number too!

With almost 20 cars to choose from, we've broken them down into bodystyles to help you choose the one that suits your lifestyle:

SUV under £200 a month

You may be surprised at the range of SUV you can consider with a £200 a month budget, from the funky to the elegant, there's plenty of choice:

  • Citroën C3 Aircross
  • Fiat Panda City Cross
  • Fiat 500X City Cross
  • Jeep Renegade
  • Jeep Compass
  • Peugeot 2008
  • SEAT Arona
  • Volkswagen T-Roc

Volkswagen Polo

The Volkswagen Polo never loses its appeal, marrying together, as it does, many of the beloved qualities of its big brother, the perennial Golf, but with lower insurance and less expensive running costs.

What’s not to love? The VW Polo is a good-looking car, it seems to ooze quality and class and there can be few small cars that are better built or have more road presence than the Polo.

White Volkswagen Polo whizzing along a country laneCheck out our VW Polo offers

Fiat Panda City Cross

Who said an SUV had to be an enormous gas-guzzling beast? Certainly not Fiat, who've come up with the Panda City Cross a baby SUV which ticks all the boxes, with its' chunky design, it's a pocket-sized SUV for those who want all the the fun and plenty of economy!

It's a fabulous looking small car and is designed to turn heads; it's defnitely not going to get lost in the supermarket car park!

Royal Blue Fiat Panda City Cross crossing a bridge

Check out the Fiat Panda City Cross offers

Citroën C3 Aircross

This funky little French SUV, has style and substance married with head-turning looks. If you like run-of -the-mill, then this quirky little SUV is not for you; but if you want French flair and flexibility, great fuek economy and an impressively large boot, then take a look at the Citroën C3 Aircross.

With a whole host or personalisation options on offer, you can make this car uniqie to you and still keep your bank manager happy!

Beige and orange coloured Citroen C3 Aircross off-roadingExplore Citroen C3 Aircross offers

Jeep Renegade

If you want to go adventuring on a budget, then the Jeep Renegade could be just what you're looking for. The Renegade is a departure for this iconic brand, with eye-catching contemporary design and real fun-factor. The renegade doesn't just pack a punch weith its looks, it's packed with technology and safety features.

Orange Jeep Renegade going through water

Explore Jeep Renegade offers

Jeep Compass

Whether hitting the terrain or the tarmac the Jeep Compass will get you where you want to go, in style! Don't let its modern design and sleek good looks fool you, underneath its crisp exterior the Compass is all Jeep, 4x4 to its very core. Off-road or on-street, the Jeep Compass will take you and your passengers in safety, in style, anywhere.

Blue Jeep Compass coming down a very steep incline

Explore Jeep Compass offers

Peugeot 2008

The practical Peugeot 2008 is a totally family-friendly SUV, with cabin space offering passengers the room to breathe, no being packed in like sardines with this French fancy and its a car loved that's loved too, with owners voting it the best SUV can buy.

With its attractive fuel economy, array of safety features and good looks there's no compromise; you can keep your family safe, your bank account in the black and still turn heads.

Red Peugeot 2008 SUV driving toward you down a lane

Check out Peugeot 2008 offers

SEAT Arona

If you want Spanish sass and style, with exceptional good looks then look no further then the superb SEAT Arona. The perfect blend of city car agility with SUV style and substance, you really can have the best of all owrlds eith this exceptional SUV. The motoring media were blown away by SEAT's small SUV and you will be too. A Spanish firecracker that you need to consider.

Grey and orange SEAT Arona on the moveExplore SEAT Arona offers

Volkswagen T-Roc

The Volkswagen T-Roc has verve, sophistication and real road presence with its strong and sporty silhouette. This a car designed for fun, but still full of technology and savety features and fully connected as demanded by today's drivers. Incredible value and with cusomisablle colour options, this latest SUV from Volkswagen really does tick all the boxes.

Yellow Volkswagen T-Roc parked by a bridge

Explore Volkswagen T-Roc offers

City Cars under £200 a month

Small in size, but big on style, these city cars offer something for everyone, from the all-electric Volswagen e-Up! to the iconic Italian Abarth, take your pick!

  • Abarth 595 Turismo & Trofeo
  • SEAT Mii
  • Fiat 500

Abarth 595 

If you want a city car, with speed and acceleration aplenty, then look no further than the Abarth 595. With a 1.4 litre turbocharged engine you insurance preiums will be higher, but then so will your adrenalin levels! Fast, fun and funky the Abarth has  a racing pedigree and looks to match.

And though it may share some of its looks with the cute FIAT 500, make no mistake, that this is an Abrth, inside and out. The detailing is pure racing car with alloy pedals and many more touches that turn this car into something truly special.

Bright red Abarth 595 with a dark city background behind it

Explore Abarth 595 offers

Fiat 500

The word ‘icon’ is over-used, but not in this case! The Fiat 500 is the ultimate cool city car, full of personality, street-style and Italian chic.

Stylish, sexy, cute and iconic, with a cult following the Fiat 500 comes in all sorts of variations and is definitely one to watch.

Purple Fiat 500 on a spotty road.

Explore Fiat 500 offers


Small, but perfectly formed, the SEAT Mii is recognised as one of the best super-small cars on the market. Its economic engines, superb ride, handling and steering make it an ideal first car; but its deceptive space makes it a great city and commuting car too.

White 5 door SEAT Mii driving on the road seen from the side

With the maximum five stars in its Euro NCAP safety testing and Thatcham awarding four out of five stars for its resistance to being stolen, this is a small car that gives big peace of mind.

Cheap to run, great to drive, safe, hard to steal and in the lowest insurance group; what’s not to love about this car!

Check out the SEAT Mii offer

Hatchbacks under £200 a month

The perennial favourite, the hatchback comes in may sizes amd many guises and plemty of them are available for a £200 a month budget.

  • Honda Jazz
  • Volkswagen Polo
  • Fiat Panda
  • Citroën C4 Cactus
  • Alfa Romeo Giulietta
  • Fiat Tipo
  • SEAT Ibiza
  • Volkswagen Golf

Alfa Romeo Giulietta

If you value passion over practicality and want to get behind the wheel of an Italian icon then the Alfa Romeo Giulietta should be on your list Alfa's always look special, they have an Italian swagger and road presence like no other marque. You'll find plenty of technology as standard too, definitely not the most practical car in this budget, but could be the top emotional choice for some.

Silver grey Alfa Romeo Giulietta taking a bend at speed

Explore Alfa Romeo Giulietta offers

Citroën C4 Cactus

If you want a little bit of French flair and flourish combined with one of the most comfortable cars around then check out the Citroën C4 Cactus. The Cactus is quirky and unique, whilst offering outstanding fuel economy and serious comfort levels; if boring and bland is not your thing, then the Cactus with its modern stand-out styling could well be just what you're looking for.

Bright blue metallic Citroen C4 Cactus driving towards you very close up

Explore Citroën C4 Cactus offers

Volkswagen Polo

The Volkswagen Polo never loses its appeal, marrying together, as it does, many of the beloved qualities of its big brother, the perennial Golf, but with lower insurance and less expensive running costs.

What’s not to love? The VW Polo is a good-looking car, it seems to ooze quality and class and there can be few small cars that are better built or have more road presence than the Polo.

White Volkswagen Polo whizzing along a country laneCheck out our VW Polo offers

Honda Jazz

The latest Honda Jazz has all the relaibility you'd expect from Honda, as well as the magnificent Magic Seats which make this little hatchback far more versatile than some of its larger rivals. Stylish, spacious and safe, the Jazz is an exceptional small hatchback which offers much more than its size would suggest. 

Silver Honda Jazz parked side on by a beach

Explore Honda Jazz offers

Honda Civic

The Civic is very striking with its low aerodynamic profile, it looks like the athlete that it is. The sporty design continues inside giving you, the driver, excellent feedback through the leather steering wheel.

With its 60:40 split rear seats the Civic boasts class leading load space, assisted by the wide tailgate – with all this you’ll be astounded at just what you can fit in!

There’s also a 7” touchscreen keeping you connected to the word via Bluetooth and USB.

Red Honda CIvic on the move side on



The handsome SEAT Leon is an impressive family hatchback offers a brilliant family hatchback at an affordable price and who wouldn't like that? With good performance for the school run or cruising on the motorway the SEAT Leon is an all-rounder offering excellent passenger space front and rear with plenty of storage for all your family's ewssnetial 'things'!

Blue SEAT Leon parked two thirds side on

Search SEAT Leon offers

SEAT Ibiza

Small, but exquisitely formed, that's the SEAT Ibiza. If you want to make a statement in a car that not only looks great, but is packed with allthe latest technology, then the SEAT Ibiza could be just what you're looking for. Full of Spanish sexiness the Ibiza is good-looking and will give you a fun driving experience whilst still taking care of the pennies in your pocket.

Red SEAT Ibiza on continental cobbled street

Explore SEAT Ibiza offers

Volkwagen Golf

Often imitated, but never surpassed, the VW Golf remains the iconic hatchback. Just when you think it must lose its crown, Volkswagen lifts the Golf to the next level and continues to leave other family hatchbacks trailing in its award-strewn wake! It may look unassuming, but its build-quality is second to none and the feeling when you're sat behind the wheel is one of safe, serenity.

Truly a class-leader in many areas.

Golden yellow metallic Volkswagen Golf driving towards you

Estate Cars under £200 a month

When you want a load-lugger, but you don't want to break the bank, then take a look at the estate cars you can get for a budget of £200 a month.

  • SEAT Leon Estate
  • Volkswagen Golf Estate


Thie SEAT Leon ST does come in at a smidge over £200 a month, but you get an awful lot of car for, around about, an extra tenner a month; if you don't want to join the SUV brigade, but want space, flexibility, practiciality and a very handsome looking car, you need to give the SEAT Leon ST the once-over.

It's an excellent estate car, whether you want it to be family-friendly or business-savvy or indeed both. The motoring press love it and we think you will too.

Red SEAT Leon ST driving in a forest in thick snow

Explore SEAT Leon ST offers

Volkswagen Golf Estate

When you want flexibility, load carrying capacity and family friendly functionality there's no better car than the Volkswagen Golf Estate. A fabulous all-rounder, with plenty of head and legroom, the Golf estate is practiacl too with plenty of storage; a well thought through interior design that parents will be grateful for.

White Volkswagen Golf estate driving towards you two thirds side on




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