Text size


Cars Under £150 per month

Cars Under £150 per month

By Swansway Motor Group 18-07-2018


Looking for a car on a monthly budget? Here's some of the best cars you can buy for under £150 per month. See full finance examples and car details here.

What cars can you can drive for £150 per month or less?

When budget matters or you want to keep inurance premiums down, then look no further than these cars all of which are within a budget of £150 per month:

  • SEAT Mii
  • Citroën C1
  • Volkswagen up!
  • Peugeot 108
  • FIAT 500
  • Abarth 595 (under £150 per month, but higher insurance premiums)

Looking for a car on a reasonable monthly budget?

Could be a first car for a 17 year old, where the threefold costs of the car, driving lessons and car insurance, make budget absolutely crucial. The first car debate tends to fall into two camps, the first being buy an older, used, cheap and cheerful car outright, which can seem like a good idea, but does the car have all the necessary safety features in place; or go for a PCP or PCH on a nifty little model with the lowest of the low insurance grouping.

Or once the fledglings have flown you may be looking to trade that SUV or MPV in for something smaller and more economical, so these cars may just be the ones for you too.

Or with rail costs rising, you may well be considering ditching the season ticket and using that money to fund a car to take you to work!

SEAT Mii 1.0 5dr Design - £500 deposit & £150.88 per month 6.8% apr

Small, but perfectly formed, the SEAT Mii is recognised as one of the best super-small cars on the market. Its economic engines, superb ride, handling and steering make it an ideal first car; but its deceptive space makes it a great city and commuting car too. With SEAT contributing £1,600 towards your deposit, it's a great time to buy!

White 5 door SEAT Mii driving on the road seen from the side

With the maximum five stars in its Euro NCAP safety testing and Thatcham awarding four out of five stars for its resistance to being stolen, this is a small car that gives big peace of mind.

Cheap to run, great to drive, safe, hard to steal and in the lowest insurance group; what’s not to love about this car!

Find out more about the SEAT Mii

SEAT Mii finance example

FIAT 500 1.2 Lounge 3dr - £146.31 per month - personal contract hire


The word ‘icon’ is over-used, but not in this case! The FIAT 500 is the ultimate cool city car, full of personality, street-style and Italian chic.

The Lounge is packed full of stylish features; a fixed sun-roof, chrome kits, rear parking sensors, 5 inch touchscreen radio, bluetooth and USB. What’s not to love and all for less than £150 a month!

Purple Fiat 500 on a spotty road.

Find out more about the FIAT 500

FIAT 500 finance example

Peugeot 108 Active 1.0 5dr - £1,000 deposit & £149.02 per month 6.9% apr 

With its French stylishness and generous equipment levels this little beauty offers high levels of personalisation and is sure to turn a few heads.

Purple Peugeot 108 5 dr coming towards you on the road

This Peugeot may well be compact, but it still packs a punch with DAB radio, Bluetooth connectivity, 7” touchscreen, LED headlights and colour coded door mirrors and handles.

Again its 1.0 litre engine makes it an attractive option for young drivers, who like a bit of style; that said, this car is perfect for anyone who values manoeuvrability and economy, but doesn’t want to sacrifice style.  Coming in at £149 a month, it could be hard to resist a touch of Gallic charm.

Find out more about the Peugeot 108

Peugeot 108 finance example

Volkswagen Move Up! 1.0 Move UP! 3DR - £109 per month 0.0% apr

Generally acknowledged to be the King of the ‘city-cars’ the VW UP! Offers a supple ride and handling which is the best in class. With the driver’s seat accommodating even tall drivers and great visibility due to its thin pillars, this little car belies its size.

Two young men getting into a red Volkswagen Up! Seen from the front.

The interior is not only deceptively spacious, but also of a really high quality, very classy in comparison to others in its class. Three adults can sit in the rear cabin and with 60/40 folding rear seats this little VW can carrying some surprising loads.

Fun to drive, comfy enough for rear seat passengers, economical, with a classy interior, the Move Up! Has a winning formula, with it’s 1.0 litre engine again attractive to young drivers.

At £109 a month, it’s a small car, with a small monthly cost, but a big personality.

Find out more about the Volkswagen up!

Volkswagen Up hatchback city car finance offer table

Citroën C1 1.0 VTi 3dr Feel - £959 customer deposit & £159.34 per month 2.9% apr

Just a squeak over £150 per month, but if you’re looking for brilliant in-car entertainment, a touch of funkiness and French joie de vivre, then look no further. In its ‘Feel’ trim the Citroën C1 offers not only exceptionally low running costs, but also boast a fantastic colour touchscreen entertainment system – TouchDrive - which links with your smartphone.

Citroen C1 car under £150 per month

Its one litre engine means a low insurance group, no matter what your age, and with personalisation flourishes at your fingertips, you can make this pocket rocket all your own.

This is definitely a car that should be in your shortlist.

Find out more about the Citroën C1

Citroen C1 finance example

Abarth 595 1.4 T-Jet 145 - £146.26 per month - personal contract hire

If you want a city car, with speed and acceleration aplenty, then look no further than the Abarth 595. With a 1.4 litre turbocharged engine you insurance preiums will be higher, but then so will your adrenalin levels! Fast, fun and funky the Abarth has  a racing pedigree and looks to match.

And though it may share some of its looks with the cute FIAT 500, make no mistake, that this is an Abrth, inside and out. The detailing is pure racing car with alloy pedals and many more touches that turn this car into something truly special.

Bright red Abarth 595 with a dark city background behind it

Find out more about the Abarth 595

Abarth 595 finance example

If you're not sure which car you should buy, check out our handy Car Buying Guides.

*Personal Contact Plan offers.  Finance examples from PSA Finance UK Ltd or Volkswagen Financial Services Ltd.  Finance subject to status.  Available to over 18's only.   Images are for illustration purposes only and may not be an exact match for the car shown in the offer or of the cars available.  Offers correct at time of print (May 2018). 


This website uses cookies to ensure you get the best experience on our website. Learn more