Here are 5 of the cars you can drive for £150 per month or less.
Looking for a car on a tight monthly budget?
Could be a first car for a 17 year old, where the threefold costs of the car, driving lessons and car insurance, make budget absolutely crucial. The first car debate tends to fall into two camps, the first being buy an older, used, cheap and cheerful car outright, which can seem like a good idea, but does the car have all the necessary safety features in place; or go for a PCP or PCH on a nifty little model with the lowest of the low insurance grouping.
Or once the fledglings have flown you may be looking to trade that SUV or MPV in for something smaller and more economical, so these cars may just be the ones for you too.
Or with rail costs rising, you may well be considering ditching the season ticket and using that money to fund a car to take you to work!
1. SEAT Mii 1.0 5dr Design – £134 deposit & £134 per month 6.4% apr
Small, but perfectly formed, the SEAT Mii is recognised as one of the best super-small cars on the market. Its economic engines, superb ride, handling and steering make it an ideal first car; but its deceptive space makes it a great city and commuting car too.
With the maximum five stars in its Euro NCAP safety testing and Thatcham awarding four out of five stars for its resistance to being stolen, this is a small car that gives big peace of mind.
Cheap to run, great to drive, safe, hard to steal and in the lowest insurance group; what’s not to love about this car!
2. Peugeot 108 Active 1.0 3dr – £300 deposit & £149.53 per month 6.9% APR
With its French stylishness and generous equipment levels this little beauty offers high levels of personalisation and is sure to turn a few heads.
The pint-sized Peugeot may well be compact in its 3 door form but it still packs a punch with DAB radio, Bluetooth connectivity, 7” touchscreen, LED headlights and colour coded door mirrors and handles.
Again its 1.0 litre engine makes it an attractive option for young drivers, who like it bit of style; that said, this car is perfect for anyone who values manoeuvrability and economy, but doesn’t want to sacrifice style. Coming in at £149 a month, it could be hard to resist a touch of Gallic charm.
3. SEAT Ibiza 1.0 5dr SE – £149.94 per month 6.1% apr
The latest SEAT Ibiza isn’t just attracting admiring looks, it’s also winning awards, scooping the top supermini prize in the Auto Express New Car Awards.
Spacious inside, nippy around town, agile and easy to park, this car is a brilliant all-rounder and it has an added bonus.
Its 1.0 litre engine makes it an affordable option, insurance-wise, for young drivers keen to get behind the wheel of something other than the usual Fiesta, Ka, Corsa, first cars.
This SE model comes with alloy wheels, a colour display, air-con and LED daytime running lights; all this for a squeak under £150 a month makes it a fantastic all-rounder.
4. Volkswagen Move Up! 1.0 5dr 60PS – £150 per month 4.8% apr
Generally acknowledged to be the King of the ‘city-cars’ the VW UP! Offers a supple ride and handling which is the best in class. With the driver’s seat accommodating even tall drivers and great visibility due to its thin pillars, this little car belies its size.
The interior is not only deceptively spacious, but also of a really high quality, very classy in comparison to others in its class. Three adults can sit in the rear cabin and with 60/40 folding rear seats this little VW can carrying some surprising loads.
Fun to drive, comfy enough for rear seat passengers, economical, with a classy interior, the Move Up! Has a winning formula, with it’s 1.0 litre engine again attractive to young drivers.
At £150 a month, it’s a small car, with a small monthly cost, but a big personality.
5. Citroën C1 1.0 5dr Design – £149 customer deposit & £149 per month 2.9% apr
If you’re looking for brilliant in-car entertainment, a touch of funkiness and French joie de vivre, then look no further. In its ‘Feel’ trim the Citroën C1 offers not only exceptionally low running costs, but also boast a fantastic colour touchscreen entertainment system – TouchDrive – which links with your smartphone.
Its one litre engine means a low insurance group, no matter what your age, and with personalisation flourishes at your fingertips, you can make this pocket rocket all your own.
With a super low deposit of just £149 this is definitely a car that should be in your shortlist.
If you’re not sure which car you should buy, check out our handy car buying advice.
*Personal Contact Plan offers. Finance examples from PSA Finance UK Ltd or Volkswagen Financial Services Ltd. Finance subject to status. Available to over 18’s only. Images are for illustration purposes only and may not be an exact match for the car shown in the offer or of the cars available. Offers correct at time of print (January 2018) and available for qualifying new vehicles ordered by 22/01/2018.