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Cars Under £150 per month

Cars Under £150 per month

By Swansway Motor Group 18-01-2019


Looking for a car on a monthly budget? Here's some of the best cars you can buy for under £150 per month. See full finance examples and car details here.

What cars can you can buy on a £150 a month budget?

When budget matters or you want to keep inurance premiums down, then look no further than our top 5 cars all of which are within a budget of £150 per month; we've even found a baby SUV that comes in at less then £150 a month too!:

  • Peugeot 108 Collection
  • SEAT Mii
  • Volkswagen Move Up!
  • Volkswagen Polo
  • Fiat Panda City Cross – Baby SUV

Looking for a car on a reasonable monthly budget?

Could be a first car for a 17 year old, where the threefold costs of the car, driving lessons and car insurance, make budget absolutely crucial. The first car debate tends to fall into two camps, the first being buy an older, used, cheap and cheerful car outright, which can seem like a good idea, but does the car have all the necessary safety features in place; or go for a PCP or PCH on a nifty little model with the lowest of the low insurance grouping.

Or once the fledglings have flown you may be looking to trade that SUV or MPV in for something smaller and more economical, so these cars may just be the ones for you too.

Or with rail costs rising, you may well be considering ditching the season ticket and using that money to fund a car to take you to work!


Small, but perfectly formed, the SEAT Mii is recognised as one of the best super-small cars on the market. Its economic engines, superb ride, handling and steering make it an ideal first car; but its deceptive space makes it a great city and commuting car too.

White 5 door SEAT Mii driving on the road seen from the side

With the maximum five stars in its Euro NCAP safety testing and Thatcham awarding four out of five stars for its resistance to being stolen, this is a small car that gives big peace of mind.

Cheap to run, great to drive, safe, hard to steal and in the lowest insurance group; what’s not to love about this car!

Check out the SEAT Mii offer

Peugeot 108

With its French stylishness and generous equipment levels this little beauty offers high levels of personalisation and is sure to turn a few heads.

The Peugeot 108 may well be compact, but it still packs a punch with DAB radio, Bluetooth connectivity, 7” touchscreen, LED headlights and colour coded door mirrors and handles.

Again its 1.0 litre engine makes it an attractive option for young drivers, who like a bit of style; that said, this car is perfect for anyone who values manoeuvrability and economy, but doesn’t want to sacrifice style. 

Purple Peugeot 108 5 dr coming towards you on the road

Check out Peugeot 108 offers

Volkswagen up! 

Generally acknowledged to be the King of the ‘city-cars’ the VW Up! Offers a supple ride and handling which is the best in class. With the driver’s seat accommodating even tall drivers and great visibility due to its thin pillars, this little car belies its size.

The interior is not only deceptively spacious, but also of a really high quality, very classy in comparison to others in its class. Three adults can sit in the rear cabin and with 60/40 folding rear seats this little VW can carrying some surprising loads.

Fun to drive, comfy enough for rear seat passengers, economical, with a classy interior, the Move Up! Has a winning formula, with it’s 1.0 litre engine again attractive to young drivers.

Two young men getting into a red Volkswagen Up! Seen from the front.

Check out our VW Up! offers

Volkswagen Polo

The Volkswagen Polo never loses its appeal, marrying together, as it does, many of the beloved qualities of its big brother, the perennial Golf, but with lower insurance and less expensive running costs.

What’s not to love? The VW Polo is a good-looking car, it seems to ooze quality and class and there can be few small cars that are better built or have more road presence than the Polo.

White Volkswagen Polo whizzing along a country laneCheck out our VW Polo offers

Fiat Panda City Cross

Who said an SUV had to be an enormous gas-guzzling beast? Certainly not Fiat, who've come up with the Panda City Cross a baby SUV which ticks all the boxes, with its' chunky design, it's a pocket-sized SUV for those who want all the the fun and plenty of economy!

It's a fabulous looking small car and is designed to turn heads; it's defnitely not going to get lost in the supermarket car park!

Royal Blue Fiat Panda City Cross crossing a bridge

Check out the Fiat Panda City Cross offers

If you're not sure which car you should buy, check out our handy Car Buying Guides.


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